Trying to Move

I’m not only trying to work enough to help cover the bills and save a little bit of money for emergencies but I’m trying to move as well. My roof is about gone which became apparent when my husband went to re-secure the antenna and realized he was trying to put approximately five inch screws into the overhang. The wood was so rotten that they were splitting it and he couldn’t get deep enough to find wood that wasn’t rotten. That’s what happens when you put shingles on a trailer instead of a metal roof it seems. With all the other repairs that need to be done it is past time to call it a loss, problem is that when I moved out here I was sure I’d never have to move again. Oh well shit I mean life happens.

So far I have a $1 in my savings account and $5.40 in my change jar. That’s not much but it’s a good sign that the money in the change jar hasn’t been touched so the total is going up instead of going down. That’s a good thing the bad thing is that the total isn’t going up fast enough to make a difference. I was kind of hoping to use some of it to help pay the overage on the light bill I have coming due. We’re $200 over budget and that has to be taken care of along with the actual bill in order to be able to do anything about moving. We’re going to have to either pay a fee to transfer the lights or put them in my husbands name and make payments on the other bill. The problem with that is it’s a $35 transfer fee (at least I think that’s what it  is) versus a $100 light deposit. Now I have a $150 deposit with the city of Dothan that I could leave with them which at the moment would leave us a $50 overage. Then the actual bill plus that is what I have to pay. I’m hoping to send some extra to help cover the overage next month but we have a $300 loan to repay first. This is about to get interesting.

The regular monthly expenses plus the loan repayment, light bill overage and catching up the child support that fell behind during the summer while my other half was off for two months is going to put a strain on us. I have a plan sort of. I can still cut some expenses and I can work a little bit more to tuck money away to help cover these expenses. We’re going to need new furniture but that can always be new to us, used furniture. We don’t need that much just a few places to sit and somewhere to sleep. My futon mattress, Theresa’s recliner and the space savers for the closets are moving with us. The dishes, her toys, my laptop and a few other luxuries that will all fit in the back of my rodeo and trunk of the car to save on leasing a moving van.

I have google voice that I can make outgoing calls with but they do not have a local number in my area at the moment to allow calls to come into me. When they do I”m going to re-evaluate my cell phone plan and attempt to find one of the actual phone set ups that works with it to reduce that bill so that it’s only used for emergencies. Well, my computer is trying to tell me it’s time I went to work so I”m off to find music to listen to as I try and think of a topic to use as today’s theme for my submissions.

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Reopened Savings Account

Well, I finally managed to reopen my savings account. The problem now is that I really need the money that is in it. I am trying to earn enough right now to make up for that $50 initial deposit that I can not access until the paper work gets here and gets send back in to them. I have to stop and buy pull-ups and baby wipes tomorrow afternoon because Theresa uses pull-ups at night. She isn’t to the point she sleeps in a regular bed yet so getting up to take herself potty in the middle of the night is kind of out of the question.

I have to buy multivitamins for her too. As soon as I get the money I’ll be buying her the chew-ables. I have $15 in gift cards at Amazon, now if I can just get enough to get the washable overnight underwear for Theresa I’ll save a small fortune on pull-ups. I need to buy at least three pair since from the reviews I’ve read that while they work well they take a long time to dry. I’m hoping that I can hang them on the line to dry and cut down on the drying time. http://rcm.amazon.com/e/cm?t=workinga-20&o=1&p=8&l=bpl&asins=B003SRBB14&fc1=000000&IS2=1&lt1=_blank&m=amazon&lc1=0000FF&bc1=000000&bg1=FFFFFF&f=ifr

I’ll be glad when I can keep the laundry under control so I can wash it by hand. I’m thinking of getting another plunger specifically for the laundry so I can wash it in a bucket and cut down the electricity use in the house. It’ll use less water too. I just have to buy a ringer to go with it, then hang them outside unless I can get enough water out to hang them in the house.

Ok that’s about it for now so I’ll be going.

just saving a little money today

So far this year is not going anywhere near as well as I had hoped it would when it began. Although considering we began the year in debt I’m not all the sure why I’m surprised that it’s not going as I had hoped it would. The loans that were took out at the end of the year and the beginning of this year require less than $190 to pay off at last count; the problem they keep getting interest charges so while that my be the payoff now left alone it will be a lot higher and we’re running out of money before month. See a problem?

I know for a fact that my refund if we end up with one has been reduced because of an offset. Depending on the amount of the offset I still have to come up with money to cover six months of auto insurance, the overage on the budget billing and a few repairs to vehicles. Door handles on one, two oil changes so we know how long it’s been between them and an overall inspection of the front end on mine. Then I need to put some money away for tires.

I have found that eventually I’ll have to go back to private clients but I’m putting that off for as long as I can. I was thinking of starting a website but at the moment I’m just too unorganized. I’m doing a quick internet search of the topics I want to write on to see just how many results come up and thinking I’ll focus on the ones with the fewest results for now.

The only thing I know for sure is that at the moment I’m saving some money on the light bill. My heating and air have been off for the last few days. It’s been pleasant enough that if the windows are cracked at night it’s comfortable all day long. I’ve managed to get nearly all the laundry caught up because it’s been warm enough to hang them out and my clothes line holds three to four loads at a time. That’s all for now.